High Value Home Insurance

High Value Home Insurance Quotes

High Value Home Insurance

High-value home insurance is not a sole product; it is a compilation of extra services and offerings available to people with high-value residences or an otherwise substantial amount of assets. This policy accommodates houses that have a market value of $750,000 or more. The policy has higher limits and better hands-on service than a standard insurance policy.

Covers

This insurance offers following coverages

Structural repair or replacement

Covers the cost of fixing or replacing other structures on the property

Possessions

High-value home insurance affords higher limits for items like money, jewellery, art, antiques, or even business items kept at home.

Liability

High-value policies often include higher limits for personal liability, medical payments, and loss assessments. They also cover costs to defend against lawsuits.

Additional living expenses

You'll often enjoy much higher coverage limits for living costs you incur while waiting for your home to be restored. This might include hotel stays, meals, or laundry

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